Artificial Intelligence

Artificial Intelligence (AI)

Our experience includes first- and third-party losses and claims arising from the use of artificial intelligence. Our team also drafts endorsements and standalone coverage for AI and other emerging technology risks, working with Lloyd’s syndicates, major carriers, MGAs, and insurance technology firms in the U.S. and London markets.

LIST OF SERVICES



Product Development and Advisory
  • Drafting standalone AI liability policies and AI endorsements to cyber, tech E&O, and general liability forms.
  • Designing underwriting controls, coverage grants, and exclusions for AI risks.
  • Reviewing existing policy wordings for "silent AI" exposure, meaning AI risk that existing forms neither clearly cover nor exclude.
  • Identifying and evaluating risks of emerging technology.
  • Advising insurers on AI regulation, such as the EU AI Act and state AI laws, and on the resulting exposures for insureds.
Claims and Coverage
  • Intellectual property litigation arising from the development of AI models.
  • Class action lawsuits alleging the wrongful collection and use of information by systems using AI, including notetaking and interview platforms.
  • Professional liability claims arising from professionals’ use of AI.
  • Bodily injury and emotional distress claims arising out of AI companions and chatbot platforms.
  • Data breaches arising out of the public release or unauthorized disclosure of data by an AI system.
  • LLMjacking schemes resulting in first-party losses for surplus token usage.

Key partners

Regulatory Recalibration: Diverging Approaches to AI in the EU & UK

The EU is easing AI Act compliance through extended deadlines, simplified obligations, and exemptions for SMEs, while the UK is relying upon sector-specific regulators to enforce a principles-based framework, rather than introducing a single statute.

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Atheria Law Partner Charlotte Worlock Profiled in Business Insurance Among 2025 Women to Watch Honorees

Atheria Law is pleased to announce the addition of five new professionals with diverse experiences and skills to further strengthen the firm’s capabilities across its core practice areas.

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Brett Carmody Discusses Application of Fair Use for AI Development in Law360 Article

As the development of generative AI continues to transform industries, one of the most pressing legal questions has been whether training large language models on copyrighted books qualifies as fair use.

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Andrew T. Chan
Partner
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Charlotte Worlock
Partner
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Christina Terplan
Founding Partner
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Julie Choi Hawkinson
Founding Partner
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